PORTOLA HILLS LIVING by Kelly Turbeville

Check out my latest Real Estate blog - let me know your thoughts http://www.activerain.com/blogsview/1504762/calling-for-a-recall-on-mortgages-there-s-an-idea - Blessings, Kelly

Just an Fyi! Saddleback district alters boundaries for 13 schools school, kids, elementary - News - The Orange County Register

Portola Hills hardest town to buy homes - Lansner on Real Estate : The Orange County Register Remember the rule of supply and demand. Low supply and high demand makes home sellers happy :)

As many of my Portola Hills clients know, I am not one to jump on the short sale band wagon. That doesn't mean I won't do one, I just won't do one for the sole reason to get a sale. It is imperative for my clients to truly understand what the outcome of a short sale can be. Recently I had a client call me, I did not do their short sale and asked "Kelly we just got a 1099 for the difference between what we ended up selling for and what owed, what are we suppose to do with this" This is a common question, first please, please, please if you are going to do a short sale make sure to read your contract to ensure the lender can not come after you for the difference at a later point. Secondly please speak with a tax professional to understand in your state what the tax consequences are. Also I recommend speaking with a financial counselor to discuss how it will impact your credit. No doubt, your credit is going to be shot, but that is not forever. I came across

Wow, a deal in Portola Hills million dollar neighborhood. A soughtafter model was just listed for $719k. The home has situated on a large lot and is over 3300 sq. ft. Want more details, please do not hesitate to give Kelly a call.

I have spoken with so many people this year who are struggling financially and feel heartbroken that they can not give outside their family's . So I came up with a quick listing of 5 areas we can give for under a $5.00. Check out these links: http://www.smallcanbebig.org - A $5.00 donation makes a difference to a family who needs help with bills due to illness, domestic violence or other tragedies. http://www.feedingamerica.org - A $1.00 donation (yes $1.00) will provide nine pounds of groceries to a hungry family in the U.S. http://www.socks.org - $5.00 buys seven pairs of socks for a homeless person. http://www.garden.org - $5.00 buys seeds for enough veggies to feed a struggling family of seven. and this one is free ------ http://www.freekibble.com - play the daily trivia and every answer right or wrong - sends 10 pieces of dog food to an Animal Shelter in need. Merry Christmas! Kelly Turbeville

Hey Gang, It's Kelly! Ok , we all know Thanksgiving is about enjoying the day with the Thankful heart. We also know it is about our favorite foods that as a family you enjoy and want to pass on through the years. So let's share, what is your favorite Thanksgiving food? For me, it has to be Scallop Corn. I love it and if I happen to not be cooking that year and the host doesn't mention it then I am off to the store to ensure each year we have it on the table! Plus it is the easiest thing to make, below is the basic recipe! 2 cans creamed corn 1 can of sweet corn kernels 2 bundles of ritz crackers 2 eggs 1/2 cup of cream 1 stick of butter beat egg, cream together cube butter crush ritz crackers mix together all ingredients and place in a baking dish - cook on 350 for 45 minutes. Traditionally this is cooked in a shallow backing dish. I cook it in deep dish and whip vs. mix the ingredients so it comes out a bit lighter. Enjoy! Happy Thanksgiving!